Comprehensive Defined
A comprehensive approach to financial advice considers all of the client’s needs, goals, values, and aspirations before making any financial decisions. The review of primary documents, to include tax returns, estate plans, investment statements, business agreements and insurance policies—all help identify issues and provide comprehensive practical solutions to meet financial objectives. This process is proactive and strategic and comprehensive.
This service can include advice on investments, taxes, estate planning, cash flow and debt management, retirement, college funding strategies, charitable contributions and small-business financial planning. There is nothing that is off limits. If it has to do with money, we help our clients with it. FiscalWise will recommend or work with each client’s tax preparer to make sure to take full advantage of all tax benefits. We give our clients an objective analysis of what kind and how much insurance they need; however, we don’t sell insurance products.
Services included:
- Ongoing investment management and performance reporting
- Tax planning utilizing the tax code to advance the client’s financial situation
- Retirement (forecast benefits, costs, and options)
- Insurance protection (disability, life, health, property/casualty, long term care, liability - umbrella, professional, casualty, key employee, healthcare)
- Education funding requirements
- Employee benefit analysis
- Action Plan lists each action to be taken, responsible party, and oversight
- Access to a corporate trustee through Fidelity Institutional Wealth Services
- Online access to investment accounts through account aggregation